Financing Requirements

Requirements for Bank financing:

1.) At least one year consecutive job time, with at least 4 months at the current job. No more than 2 jobs in the last 12 months. Proof of this income and all other income listed to determine approval.
2.) Valid driver’s license.
3.) Proof of residency (to include landlord or mortgage information).
4.) Most recent phone bill.
5.) Proof of insurance.
6.) Six (6) verifiable references.

For those with less than perfect credit, we offer on the lot financing. No one is turned down because of credit reasons. The down payment for “On the Lot” financing depends on the vehicle you wish to purchase. On the lot financing helps people establish or re-establish credit.

Requirements for On The Lot financing:

1.) Down Payment (Amount will depend on the vehicle you purchase)
2.) Proof of income (pay check stub, award letter, etc.)
3.) Valid driver’s license for at least one applicant.
4.) Proof of residency (phone bill, light bill, etc.)
5.) Six (6) verifiable references
6.) Insurance (if you do not have insurance, we can help you to get it).